Even if you’ve successfully requested a credit line increase in the past, be sure to wait at least a few months before trying again.Īll of these factors will impact not only whether your request is approved but also how large a credit limit increase you receive. Too many requests for additional credit could indicate financial hardship. You haven’t recently requested a credit line increase.Six months is a fairly standard time frame for demonstrating that you’re a responsible cardholder, but the longer you’ve held the Apple Card, the more information Goldman Sachs has to use in evaluating your request. While the Apple Card’s financial health help page says you can request a credit limit increase after “as little as four months,” other Apple Card documentation mentions establishing credit history for “six months or more” before you apply. You’ve been a cardholder for six months or more.If you frequently pay late, max out your cards or otherwise have a hard time managing your current credit limit, it’s unlikely Goldman Sachs will want to take the risk of extending you even more credit. Paying your balances on time and keeping your credit utilization ratio low are key indicators of creditworthiness. You pay on time and use your card responsibly.You’re more likely to qualify for an Apple Card credit line increase if: However, Apple’s help pages note that Goldman Sachs evaluates credit limit increase requests using much of the same criteria it uses in making Apple Card approval decisions and setting your initial credit limit. Process for requesting a credit limit increaseĪs is the case with most issuers, Goldman Sachs does not list any specific requirements for getting a credit limit increase on the Apple Card.Before you request a credit limit increase.Requesting a higher credit limit with the Apple Card: Things to know
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